SusuMate
Three friends looking at their SusuMate savings group on a phone

A New Era of
Group
Savings

Building strong circles between the people who save together — through SusuMate, Ghana's trusted rotational susu, group pot and public contributions app.

Get the App How It Works
A SusuMate member showing her savings group in the app

Easiest way you can save together

Explore the power of SusuMate when you save as a year group, family, association or trusted circle. Contribute with Mobile Money and receive payouts to a MoMo number or bank account — it's that simple.

How It Works

Simple by design

From group idea to payout in four clear steps

  1. 01

    Create your group

    Choose a rotational susu, a private pot or a public campaign.

  2. 02

    Invite your mates

    Share an invite link via WhatsApp and set your group's rules.

  3. 03

    Contribute clearly

    Members pay by phone while everyone sees the group's progress.

  4. 04

    Pay out with confidence

    Rotate automatically or approve cashouts by a group vote.

A group that saves together,
grows together

Create savings groups to reach a shared goal — a rotational susu, a family pot or a community cause.

Easily add new members by sending group invite links via WhatsApp, Facebook or Telegram.

Keep track of every contribution, payout and the people who made them — in real time.

Five friends saving together with SusuMate

Three ways to save

One app for the groups Ghana already understands

01

Rotational Susu

Everyone pays a fixed share each round and the full pot goes to the next mate automatically — until every member has had a turn.

  • Automatic payout order
  • Round-by-round progress
  • Fair rules for every mate
02

Private Group Pot

Friends, family or teams contribute fixed or flexible amounts, then approve cashouts using the voting rule the group sets.

  • Set 50% or 100% approval to cash out
  • Members see the same live balance
  • MoMo or bank payout preference
03

Public Campaign

Raise funds for a person, family or community goal and let supporters chip in without joining the group.

  • Shareable public campaign page
  • Live amount-raised tracking
  • Guest contributions welcome
A couple holding phones showing their shared SusuMate Allawa pot

The power is in your hands… literally

With SusuMate you make the rules. Decide how many members must approve a cashout before any money moves.

Case Studies

Trusted circles across Ghana already save, contribute and cash out on SusuMate. Here are a few of the ways groups use it.

Private Groups

Mana Girls weekly circle

Six friends each contribute GH₵200 every Friday. Each round pays the next member the full pot automatically — for stock, rent or working capital — until everyone has taken a turn.

Rotational Susu

The Mensah family emergency fund

Siblings add money whenever they can and require 75% approval before helping with medical, funeral or urgent family costs — so no single person controls the pot.

Private Pot

Ama & Kojo's Allawa

A couple who don't share a bank account keep a private SusuMate pot for groceries, school fees and utilities. Both are admins and cashout needs 100% approval, so both must confirm before spending.

Allawa · Couple

Public Groups

Aburi borehole drive

A community committee publishes a campaign with a goal and deadline, then shares the link so residents and well-wishers can contribute from anywhere — no membership needed.

Public Campaign

Kwabena's surgery fund

A family raises funds to cover urgent surgery. Supporters chip in as guests and watch the amount raised climb toward the goal in real time.

Public Campaign

Class of 2010 reunion

Old students open a public pot to fund their reunion and a class project, inviting the whole year group to contribute whatever they can before the event.

Public Campaign

A seamless cashout experience

SusuMate gives you clear cashout options when it's time to withdraw or send money. Payouts go straight to a Mobile Money number or bank account. Simple.

1%Payment processing
1.5%Payout processing
100%Visible group records
A SusuMate member celebrating after a successful group payout

Fees & charges

Simple & Transparent Pricing

Saving with SusuMate is easy. Small processing fees apply only when money moves, and every fee is shown before you confirm.

Save into your group1% Payment Processing Fee
Creating or joining a groupFree
Receive your payout1.5% Payout Processing Fee

Save GH₵100: fee GH₵1, total charged GH₵101.
Receive GH₵1,000: fee GH₵15, amount received GH₵985.

Save Together. Grow Together.

Download SusuMate and start a trusted savings circle, a private pot or a public campaign — right from your phone.

GET IT ONGoogle Play DOWNLOAD ON THEApp Store

Contact

We'd love to hear from you

Have a question about SusuMate or your group? Reach out anytime.

Call us+233 54 159 9802 Email us[email protected]
Visit us11 Dunlop Street, Accra